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  <!-- Homepage -->
  <url>
    <loc>https://getmilam.com/</loc>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- Blog index -->
  <url>
    <loc>https://getmilam.com/blog/</loc>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Blog posts -->
  <url>
    <loc>https://getmilam.com/blog/what-is-a-gfv-loan-australia/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
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  <url>
    <loc>https://getmilam.com/blog/balloon-vs-gfv-loan-australia/</loc>
    <changefreq>monthly</changefreq>
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  <url>
    <loc>https://getmilam.com/blog/complete-guide-car-finance-australia/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://getmilam.com/blog/end-of-gfv-loan-keep-return-sell/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://getmilam.com/blog/how-much-australians-pay-car-loans/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://getmilam.com/blog/what-is-milam/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Newer posts missing from old sitemap -->
  <url>
    <loc>https://getmilam.com/blog/asic-car-finance-warning-2026/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://getmilam.com/blog/car-loan-rates-australia-2026/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://getmilam.com/blog/dealer-finance-tricks-australia-2026/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://getmilam.com/blog/eofy-car-finance-traps-2026/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://getmilam.com/blog/novated-lease-vs-car-loan-australia/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://getmilam.com/blog/used-car-market-2026-what-it-means/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

</urlset>
